United States (USD) → Germany (EUR)
Ranks providers by how much of the live mid-market value survives fees and FX margin. Cheapest first.
USD
Between $100 and $10,000. Wise, PayPal and Western Union are quoted live at your amount wherever this corridor supports it; every other provider is estimated from the two amounts we verified.
Live rate 1 USD = 0.8835 EUR · as of 10/2/2026
Cheapest right now
Wise
You receive €176.27
0.2%
cost vs. mid-market
Oct 1
Why Wise wins: Wise is the better choice because it costs 0.2% versus Western Union's 1.6% — meaning you'll receive €176.27 instead of €173.93, putting €2.34 more in your recipient's pocket for the same $200 sent.
Other providers (2)
| Rank | Provider | Amount received (EUR) | Cost % | Updated |
|---|---|---|---|---|
| 2 | Western Union | €173.93 | 1.6% | Oct 1 |
| 3 | PayPal | €171.52 | 2.9% | Oct 1 |
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