United States (USD) → Canada (CAD)
Ranks providers by how much of the live mid-market value survives fees and FX margin. Cheapest first.
USD
Between $100 and $10,000. Wise, PayPal and Western Union are quoted live at your amount wherever this corridor supports it; every other provider is estimated from the two amounts we verified.
Live rate 1 USD = 1.4226 CAD · as of 10/2/2026
Cheapest right now
Wise
You receive CA$281.41
1.1%
cost vs. mid-market
Oct 1
Why Wise wins: Wise comes out ahead because it charges only 1.1% in costs compared to Western Union's 2.5%, which means you receive CA$281.41 instead of CA$277.46—putting an extra CA$3.95 in the recipient's pocket for the same US$200 sent.
Other providers (2)
| Rank | Provider | Amount received (CAD) | Cost % | Updated |
|---|---|---|---|---|
| 2 | Western Union | CA$277.46 | 2.5% | Oct 1 |
| 3 | PayPal | CA$266.24 | 6.4% | Oct 1 |
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