Australia (AUD) → Philippines (PHP)
Ranks providers by how much of the live mid-market value survives fees and FX margin. Cheapest first.
Amount tier
Live rate 1 AUD = 44.59 PHP · as of 9/22/2026
Cheapest right now
XE
You receive ₱13,314.84
0.5%
cost vs. mid-market
Sep 22
Why XE wins: XE comes out ahead because it charges only 0.5% in costs compared to Wise's 0.6%, which means you receive ₱13,314.84 instead of ₱13,296.65—a difference of ₱18.19 for the same amount sent.
Other providers (6)
| Rank | Provider | Amount received (PHP) | Cost % | Updated |
|---|---|---|---|---|
| 2 | Wise | ₱13,296.65 | 0.6% | Sep 22 |
| 3 | Revolut | ₱13,258.49 | 0.9% | Sep 22 |
| 4 | Ria | ₱13,253.40 | 0.9% | Sep 22 |
| 5 | Western Union | ₱13,186.23 | 1.4% | Sep 22 |
| 6 | Paysend | ₱13,001.24 | 2.8% | Sep 22 |
| 7 | PayPal | ₱12,554.62 | 6.1% | Sep 22 |
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